If you are in the unfortunate position of having mortgage arrears don't despair. The chances are your current mortgage lender will work out a repayment plan with you to get you back on track. So the first thing to do, if you haven't done so already, is speak to them and see if you can come to an arrangement.
If you have already done this and they are not been particularly helpful then it's probably time to get some help and advice, and a number of solutions are available.
If you have mortgage arrears and you still have equity in your property then a new mortgage lender may provide a new mortgage, and the best chance of making this happen is by speaking to a trusted mortgage advisor, please complete the enquiry form and we will get a problem mortgage specialist to call you.
If you have a mortgage and have no equity or collateral left in the property then it's unlikely that a new lender will look to help you. It will be best to speak to a trusted debt professional who will advise you on the next best options.